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Compare mastercard costs and fees. Rates include susceptible to changes
Compare mastercard costs and fees. Rates include susceptible to changes

Late payment fee

As soon as lowest repayment is not received by us on or before the installment time revealed in your month-to-month statement.

  • $5 per later part of the payment.
  • Please note whenever your monthly statement shows an amount because of right away, any installment you make will be put on this levels before getting put on your lowest cost. Which means you must shell out both quantities to prevent being recharged this fee.

    Replacement card fee

    As soon as you ask all of us for a replacement mastercard.

  • $9.50 per consult.
  • Urgent credit delivery cost – in unique Zealand

    Courier fee for urgent shipping of a charge card in New Zealand

  • $2.60 per shipment.
  • Urgent credit shipping charge – Global

    Courier cost for immediate shipment of a credit card all over the world

  • Rates on program.
  • Limitations

    Optimal levels for advance loan

    The most as you are able to withdraw or convert from the credit card account.

    Kiwibank low-rate Visa / Mastercard, Kiwibank Zero Visa / Mastercard Zero, environment brand-new Zealand Airpoints minimum charge charge / Mastercard and Air brand new Zealand Airpoints Standard charge / Mastercard

    $1,000 per day from ATMs (no max range distributions every day).

    $5,000 a day over the counter from financial institutions and finance institutions, and via internet banking (simply for two withdrawals everyday).

    Kiwibank Platinum Charge / Mastercard Silver

    $3,000 each day from ATMs (limited by five withdrawals every day).

    $7,500 every day over the counter from banks and finance institutions, and via net banking (limited to two distributions daily).

    Air Brand-new Zealand Airpoints Platinum Visa / Mastercard

    $3,000 a day from ATMs (limited to five distributions each day).

    $7,500 per day non-prescription from banks and financial institutions, and via internet banking (restricted to ten withdrawals per day).

    Contactless purchases

    For expenditures around $200 in brand new Zealand, simply touch your own cards regarding reader which will make an acquisition. For shopping over $200, you can easily however touch your cards, but you’ll should signal or enter your PIN to perform the exchange. Various purchase limitations may implement offshore.

    Minimum payments

    Minimal installment are both 5percent on the closing stability of monthly declaration or $10, whichever is actually greater. You're not required to make at least fees in the event the closing balance was significantly less than ten dollars (unless we specifically ask you to) or a credit levels. Minimal payments must certanly be generated every month (if neccessary) on or before the payment due date found in your statement.

    You are likely to whenever you want making added repayments in addition to your own minimal costs. It is possible to make payments your bank card account in just about any in the following methods:

  • by automatic cost, statement repayment or immediate debit;
  • by internet, cellular or telephone banking;
  • at the nearest Kiwibank.
  • We might whenever you want require that you immediately pay us all or an element of the exceptional debit balances on the charge card account.

    Interchange costs

    Whenever a purchase is made on a Visa or Mastercard charge card, the financial institution that processes that exchange when it comes to vendor pays a charge to the financial that granted the credit card. This charge is named an interchange fee. Start to see the interchange charges that affect deals manufactured in unique Zealand on Kiwibank-issued Visa or Mastercard bank cards.

    Apply for a charge card

    To apply for a Kiwibank mastercard, you need to be at the very least 18 years of age, another Zealand long lasting citizen and also an excellent credit rating.

    Fresh to Kiwibank?

    Apply the following, at this time. We are going to inform you just what actually you want and you may become recommended at that moment.

    Already a Kiwibank visitors?

    Log on to net Banking and head to use ready to accept make it work.

    If you’re not used to Kiwibank, we’ll need certainly to read some ID to make sure that the identification and target. In the event that you aren’t already an Airpoints representative, we’ll signal you upwards for free when your Airpoints mastercard is approved.

    Common stipulations

    Lending conditions, conditions and terms, and fees incorporate. Rates of interest, costs and limitations susceptible to alter. Discover all credit cards terms and conditions.

    Kiwibank is the issuer of this atmosphere brand new Zealand Airpoints charge cards. Airpoints terms and conditions implement. Discover for information.

    Mastercard is an authorized trademark and also the sectors layout are a trademark of Mastercard Overseas Incorporated.

    A-day are from 12:00 midnight to 12:00 midnight, brand-new Zealand opportunity.

    Travel Insurance for qualified Kiwibank Credit Cards is supplied by Tower insurance policies Limited. Tower insurance coverage restricted is the only organisation responsible for boasts within the policy. If you organize your own insurance policies through Kiwibank, you need to understand that Kiwibank Limited does not promise the requirements of, or any services and products issued by, Tower insurance coverage brief. Essential words, problems and exclusions is establish inside travel cover for Kiwibank charge cards Policy wording (PDF 204.2 KB) .

    Shopping products aren't offered to finance institutions or wholesale subscribers.

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